Bridford Life and Pensions Limited (formerly Stanford & Wood (Life & Pensions) Limited)
What this means for you
Because Bridford Life and Pensions Limited (formerly Stanford & Wood (Life & Pensions) Limited) has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.
Background
Bridford Life and Pensions Limited, formerly known as Stanford & Wood (Life & Pensions) Limited (FRN 121489), was declared in default by the Financial Services Compensation Scheme on 23 March 2005. The firm's specific product offerings cannot be determined from available records, limiting clarity on the scope of its regulated activities. Former customers may be eligible for FSCS compensation, though the applicable limits depend on the nature of products held at the time of default.
Products this firm wrote
How to claim
- Check you were a customer of this firm during the period it was regulated.
- Gather your policy / advice / contract paperwork — start with anything you have in writing.
- Identify your loss and the date it crystallised.
- Apply via the FSCS online claim portal at claims.fscs.org.uk.
- The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.