FSCS in-default register

Senate (Finance & Insurance) Limited

Declared in default26 March 2004FRN 121562

What this means for you

Because Senate (Finance & Insurance) Limited has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Senate (Finance & Insurance) Limited, operating under FRN 121562, was declared in default by the Financial Services Compensation Scheme (FSCS) on 26 March 2004. The firm's specific product offerings cannot be determined from available records. Former customers may be entitled to FSCS compensation depending on the type of product they held, though the absence of confirmed product data limits specification of applicable compensation limits.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.