Lifestyle Financial Management (formerly Paul Gunter Insurance and Investment Services)
What this means for you
Because Lifestyle Financial Management (formerly Paul Gunter Insurance and Investment Services) has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.
Background
Lifestyle Financial Management, formerly trading as Paul Gunter Insurance and Investment Services (FRN 126500), was declared in default by the Financial Services Compensation Scheme on 5 September 2008. The firm's specific product offerings are not recorded in available data. Customers of the firm may be eligible for FSCS compensation, though the applicable limits depend on the type of financial product held at the time of default.
Products this firm wrote
How to claim
- Check you were a customer of this firm during the period it was regulated.
- Gather your policy / advice / contract paperwork — start with anything you have in writing.
- Identify your loss and the date it crystallised.
- Apply via the FSCS online claim portal at claims.fscs.org.uk.
- The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.