FSCS in-default register

Harold Gibson (Life Pensions & Mortgages) Limited

Declared in default30 August 2001FRN 134679

What this means for you

Because Harold Gibson (Life Pensions & Mortgages) Limited has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Harold Gibson (Life Pensions & Mortgages) Limited, which operated under FRN 134679, was declared in default by the Financial Services Compensation Scheme on 30 August 2001. The firm provided life pensions and mortgage-related financial services to retail customers. Eligible customers may be entitled to FSCS compensation of up to £85,000 for mortgage products and pension-related claims, subject to scheme rules applicable at the time of default.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.