FSCS in-default register

VJB Insurance Services

Declared in default16 October 1996FRN 139009

What this means for you

Because VJB Insurance Services has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

VJB Insurance Services (FRN: 139009) was declared in default by the FSCS on 16 October 1996. The firm's specific product types are not recorded in available data. Former customers may be entitled to FSCS compensation, though the applicable limits depend on the products held; standard limits for insurance products are 90% of claims with no upper cap.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.