FSCS in-default register

Heaney Finance

Declared in default21 April 2011FRN 301594

What this means for you

Because Heaney Finance has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Heaney Finance (FRN 301594) was declared in default by the Financial Services Compensation Scheme on 21 April 2011. The firm's specific product types are not recorded in available data, limiting clarity on its service offerings. Eligible claimants may be entitled to FSCS compensation, though the applicable limits depend on the financial products involved in their claims.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.