FSCS in-default register

Guardian Mortgages Limited

Declared in default10 February 2011FRN 305112

What this means for you

Because Guardian Mortgages Limited has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Guardian Mortgages Limited (FRN 305112) was declared in default by the Financial Services Compensation Scheme on 10 February 2011. The firm's product offerings cannot be determined from available records. Eligible customers may be entitled to FSCS compensation, though the specific limits depend on the types of products held at the time of default.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.