FSCS in-default register

The Edgbaston Mortgage Company Limited t/a Think Mortgages

Declared in default26 March 2010FRN 306709

What this means for you

Because The Edgbaston Mortgage Company Limited t/a Think Mortgages has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

The Edgbaston Mortgage Company Limited, trading as Think Mortgages (FRN 306709), was declared in default by the Financial Services Compensation Scheme on 26 March 2010. The firm offered mortgage products to customers. Former customers may be entitled to FSCS compensation of up to £85,000 in relation to their mortgage claims.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.